Chase
Chase Ultimate Rewards transfer partners.
World of Hyatt is the anchor partner — but the full list unlocks Star Alliance, Sky Team, and both BA Avios and Iberia Avios via a single 1:1 currency.
Chase Ultimate Rewards is the most-recommended transferable-points currency in the U.S. credit-card ecosystem for a reason: World of Hyatt is a 1:1 transfer partner, and Hyatt points are among the best-valued hotel points on the market. That single relationship anchors the whole program at ~2¢ per point in fair value.
The airline partner list is deep enough to matter — Star Alliance (via United, Aeroplan, Singapore), Sky Team (via Air France Flying Blue), and oneworld (via British Airways Avios, which is the same currency as Iberia Avios). And unlike Amex Membership Rewards, transfers to Chase partners are almost universally instant.
Cards that earn Chase Ultimate Rewards
Chase Sapphire Preferred · Chase Sapphire Reserve · Ink Business PreferredStrengths
- World of Hyatt at 1:1 is unmatched — no other transferable currency has a hotel partner this strong
- Air France Flying Blue Promo Rewards discount Europe 25-50% monthly
- British Airways Avios for short-haul Europe (Iberia business at 34k) is a Chase strength
- Transfers are almost universally instant
- Sapphire Reserve gives 1.5¢/pt via portal — fair floor before you consider transfers
Weaknesses
- No transfer partner for American Airlines (must go via British Airways Avios)
- Delta SkyMiles is not a Chase partner (Amex-only)
- Marriott Bonvoy transfer is 1:1 but Marriott points value at ~0.7¢ makes it a poor use
- Chase's transfer bonuses are less frequent than Amex's
Airline partners (11)
| Program | Ratio | Time | Sweet spot | Example |
|---|---|---|---|---|
| United MileagePlus | 1:1 | Instant | Domestic saver awards, Star Alliance premium cabins | JFK-LHR economy: 30,000 miles + $5 taxes |
| Southwest Rapid Rewards | 1:1 | Instant | Revenue-based pricing, Companion Pass eligible | LAX-Denver economy: 8,000-15,000 points |
| Air Canada Aeroplan | 1:1 | 1-2 days | Star Alliance without fuel surcharges | US-Europe on Lufthansa business: 60,000 miles one-way |
| Air France / KLM Flying Blue | 1:1 | Instant | Monthly Promo Rewards discount Europe 25-50% | JFK-CDG Promo Rewards economy: 20,000 miles round-trip |
| British Airways Avios (= Iberia Avios) | 1:1 | Instant | Short-haul Europe at 4,750; Iberia biz off-peak | MAD-USA on Iberia business off-peak: 34,000 Avios one-way |
| Virgin Atlantic Flying Club | 1:1 | Instant | Delta One JFK-LHR at 60k; ANA First from US at 120k round-trip | JFK-LHR in Delta One: 60,000 miles one-way |
| JetBlue TrueBlue | 1:1 | Instant | Mint transatlantic and Caribbean redemptions | JFK-LHR Mint: ~55,000 TrueBlue points one-way |
| Singapore KrisFlyer | 1:1 | 1-2 days | Singapore Suites; Star Alliance partner awards | LAX-Tokyo Singapore business: 90,000 miles round-trip |
| Emirates Skywards | 1:1 | Instant | Aspirational first class; heavy fuel surcharges limit value | Emirates first DXB-JFK: 90,000+ miles + $500-1,000 surcharges |
| Aer Lingus AerClub | 1:1 | Instant | Boston-Dublin economy off-peak | BOS-DUB economy: 30,000 miles round-trip |
| Iberia Plus (see BA Avios) | 1:1 | Instant | Iberia direct transfer for Madrid stopovers | MAD-USA business off-peak: 34,000 Avios one-way |
Hotel partners (3)
| Program | Ratio | Time | Sweet spot | Example |
|---|---|---|---|---|
| World of Hyatt | 1:1 | Instant | The single best hotel transfer in points and miles | Park Hyatt Tokyo: 30,000 points/night for a $700 room (~2.3¢/pt) |
| Marriott Bonvoy | 1:1 | 1-2 days | Only use if targeting a specific Marriott property | Category 4 Marriott: 25,000 points off-peak |
| IHG One Rewards | 1:1 | 1-2 days | Rarely a good use — IHG points value ~0.5¢ | Holiday Inn Express: 15,000-25,000 points |
How to actually use Chase Ultimate Rewards
- Never transfer speculatively. Chase points transferred to a partner cannot come back. Transfer only when you have a specific award confirmed available.
- Watch for Chase transfer bonuses — Chase runs quarterly promotions (typically 25-30% bonus points on transfers to select partners).
- The Chase Trifecta is real — pair a Sapphire with a Freedom Unlimited and Freedom Flex to maximize category earning while keeping flexible currency.
- Chase Sapphire Preferred hits 1.25¢/pt via the portal; Reserve hits 1.5¢/pt. Portal is the floor — transfer partners are the ceiling.