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Credit Card Review · American Express

Delta SkyMiles Gold American Express Review

Free checked bags and priority boarding at $150 — for anyone flying Delta 2–4 times a year.

Reviewed by destination.com editorial·Updated ·How we rate cards
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Our rating
3.9 / 5
Annual fee
$150
Welcome bonus
50,000 bonus miles
Learn More

Welcome bonus

50,000 bonus miles after spending $2,000 in the first 6 months. Elevated offers occasionally hit 65,000–70,000 miles.

Spend requirement
$2,000 in 6 months
Estimated value
Roughly $500–700 in Delta economy award value

Rewards structure

Perks & benefits

Who this card is for

Pros & cons

Pros

  • First checked bag free applies to the whole reservation — real value for families
  • $150 fee is easily recovered by one round-trip with 2+ checked bags
  • No foreign transaction fees — usable on international Delta flights
  • Solid entry point into the SkyMiles ecosystem without the Reserve's $650 fee

Cons

  • SkyMiles do not transfer out — locked into Delta ecosystem
  • No Sky Club access, no MQD boosts, no companion certificate
  • Delta award pricing is unpredictable — sweet spots are rare
  • 2x on Delta / dining / groceries is baseline for a $150 card

Our take

The Delta Gold Amex exists for one audience: casual Delta flyers who check bags. If you fly Delta twice a year with a partner and both check a bag, the $150 fee pays for itself before you factor in miles earning or anything else. That is a real product — priced honestly and delivering exactly what it promises.

Where the card falls short is versus higher tiers. The Delta Platinum ($350) adds a companion certificate that saves $300–500 on one trip a year, plus MQD boosts. The Reserve ($650) adds Sky Club access. Each tier meaningfully expands the perk stack, and each is worth its incremental fee for a heavier flyer.

The honest answer: if you fly Delta 6+ times a year, upgrade to Platinum. If you fly 20+ or want lounge access, jump to Reserve. If you fly Delta 2–4 times and check a bag, the Gold is fine — take the welcome bonus, use the perks, and reassess after year one.

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